Personal Loan Interest Rates 2026: Compare All Banks and Get Lowest Rate
Personal Loan Interest Rates 2026
Compare rates from all major banks and NBFCs in India.
Interest Rates Comparison 2026
| Lender | Rate | Max Amount | Tenure |
|---|---|---|---|
| SBI | 11.00-14.00% | 20 Lakh | 5 years |
| HDFC | 10.50-15.00% | 40 Lakh | 5 years |
| ICICI | 10.75-16.00% | 50 Lakh | 5 years |
| Bajaj | 11.00-18.00% | 25 Lakh | 5 years |
Factors Affecting Rate
- CIBIL Score – 750+ gets lowest
- Income – Higher income = lower rate
- Employment – Govt/MNC preferred